The financial services industry is second to none in dreaming up ways to rip off Americans. Show me a a financial product?credit cards, mortgages, checking accounts, 401(k)s, annuities?and I'll show you a stack of consumer complaints documenting how banks and other firms have sought to bleed dry the American public.
The latest alarming example are "pension-advance loans." Never heard of these nifty loans? Well, I hadn't either until The New York Times ran a shocking expose Saturday about firms that
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